What official documents should you definitely keep in some safe place where you or, when necessary, your family member or designated executor can find them easily?
1.Durable Power of Attorney for Health Care and/or for Finances
In a POA, you give another person the authority to act on your behalf in certain circumstances. Your health care provider may want you to have a medical POA on file at the medical office.
This form must be signed before your chosen loved ones can be allowed to view your medical records or get updates from your doctors.
3.Last Will & Testament
Your assets, desires and family can change throughout the years. Make sure that your will provides for your survivors in the way you currently choose.
This document tells others what kind of medical treatments you prefer to receive (or not receive) if you can no longer make decisions for yourself.
5.Life Insurance Policies
6.Birth Certificate/ Marriage License/ Divorce Degree
7.List of banks, safe deposit boxes, policies
If you are, for any period of time, unable to give information to your loved ones, a record that you prepare in advance, listing your assets and where to find them, will be invaluable.
8.Personal items distribution
Your legal Will might not go into specifics about certain sentimental items. If you wish to leave the china to your nephew or the vintage motorcycle to your granddaughter, write it down and make sure your family knows where to find the list. This could save hard feelings among people you love.
Above all, discuss these documents with those who may help care for you when you can no longer handle everything yourself. When someone is hospitalized or terminally ill is not the time for family members to have to search for documents to help with care.
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